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Wage Earner

A person who earns Social Security credits while working for wages or self-employment income. Sometimes referred to as the "Number Holder" or "Worker." A wage earner is the employee that paid the Federal Insurance Contributions Act (FICA) taxes that are used to fund the SSDI and he is the one who earned the SSDI credits.

Fast Facts

  • Social Security Disability Insurance monthly benefit amounts are based on the wage earner's lifetime average earnings.
  • The Social Security Wage Base (SSWB) is the maximum earned gross income or upper threshold on which a wage earner's Social Security tax may be imposed.

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