Substantial Gainful Activity

A substantial gainful activity (SGA) for a disabled person is a test SSA uses in reviewing the work that an applicant is able to perform to support himself or to bring in some kind of income despite his disability. This work will be used as a part of the general review determining if an individual is disabled or unable to perform gainful activity to provide himself or his family with financial support. The SGA is also used during a trial work period for people who are already receiving benefits to decide if the disability status should be continued and benefits continued.

Fast Facts

  • A person who is earning more than a certain monthly amount (net of impairment-related work expenses) is ordinarily considered by Social Security to be engaging in SGA.
  • After a person becomes eligible for disability benefits, the person may attempt to return to the work force. As an incentive, we provide a trial work period in which a beneficiary may have earnings and still collect benefits.

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