The issue of self-medication often appears in cases where intellectual deficits (memory loss, low IQ, dementia), schizoaffective disorders, or affective / mood disorders, such as depression or anxiety, are claimed as disabilities. A claimant with a specific disorder who suffers functional deficits as a result of that disorder may have his disability case evaluated differently and adversely based on whether or not medications have been taken as prescribed by his physician. Taking, or not taking, prescribed medications can cause a claimant to loss his benefits or have reduced benefits. This standard can even be applied to claimants who are no longer able to purchase their medications due to poor finances and/or who lack of medical insurance.