Retirement, Survivors, Disability Insurance.

Disability Insurance is often called Social Security Disability Insurance (SSDI) or Title II benefits. It is also sometimes referred to by the more inclusive name, Retirement, Survivors, and Disability Insurance (RSDI) benefits. The SSDI benefit amount is based on payments previously made into the system by a worker who has become disabled. (The benefit amount is based, that is, on the worker's earnings record.)

Fast Facts

  • To become a beneficiary of Social Security Disability Insurance (SSDI), there are three important criteria which must be met. An applicant must 1) meet the definition of disability, 2) be a person or family member covered under the law, and 3) have a sufficient work history.
  • An applicant will be considered disabled if he cannot do work he did before and SSA decides that he cannot adjust to other work because of his medical condition(s). The disability also must last or be expected to last for at least a year or to result in death.

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