replacement rate

The replacement rate is the percentage of the pension benefit divided by earnings in the final year of work. Retirement plans compute benefits as a percentage of terminal earnings multiplied by years of service. For federal employees, terminal earnings are the average over a 3-year period. For most private-sector employees, terminal earnings are the average over a 5-year period.

Fast Facts

Private-sector retirees in each earnings category have higher replacement rates than their FERS and CSRS counterparts when a defined contribution plan is added. The rates range from 110.2 percent for maximum earners to 146.8 percent for low earners.
The basic pension benefit replaces 47.3ﾠpercent of the private-sector retirees' final salary. In each earnings category, that replacement rate is lower than the rate for CSRS retirees (about 63ﾠpercent) and higher than the rate for FERS retirees (about 36.5ﾠpercent).

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replacement rate - Lawyers, Articles and Q&A

Articles

Results 1-5 of 41 for "replacement rate"

Knee Replacement Failure: Is the Hospital Liable for Malpractice?

Reduce a Car Loan with a

Medical Errors Resulting in Hypoxia / Anoxia

How to Value Personal Property on Your Bankruptcy Petition

Zimmer Durom Hip Cups

Q&A

Results 1-5 of 2097 for "replacement rate"

My sons fetal heart rate was not monitored, and I believe it resulted in a traumatic birth and his current health issues.

Negligent care after hip replacement lead to Bradycardia and death

My lender lied to me about the interest rate on my mortgage. Can I file a lawsuit?

Is it possible to consolidate two mortgages into a single payment with a lower interest rate?

Can debt relief services affect your credit if you use them to lower your interest rate?

From Around the Web

Results 1-4 of 4 for "replacement rate"

Johnson & Johnson Hip Implant Recall

Los Angeles Passes Ordinance for Water Fixtures for New Buildings and Renovations and Waiver of Permit Requirements

Unemployment Extension Bill Clears Senate Hurdle

Sassower Case Illustrates Anew the Price of Poorly Drafted Buy-Sell Agreement

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