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Earnings Record

The Social Security Administration (SSA) keeps a database of people's earnings record and work credits, tracking both through their Social Security number. The SSA mails a copy of this earnings record annually on Social Security statements to everyone age 25 and over (who is not already receiving Social Security benefits). The Social Security statement provided people with an estimate of the benefits they may receive at retirement age.

Fast Facts

  • Every worker covered by Social Security pays Social Security taxes, currently at the rate of 6.2 percent up to a maximum taxable amount of $76,200 in 2000. These taxes are matched by the employer dollar-for-dollar.
  • Social Security Administration (SSA) mails earning and benefit estimate statements to all workers age 25 or older who have worked in employment or self-employment covered by the Social Security system.

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