Disability Coverage

The Social Security Administration runs the two largest Federal assistance programs to people with disabilities. The regular program provides disability coverage to those who have continually worked long enough and paid their Social Security taxes, while the second program, called the Supplemental Security Income (SSI) program, provides disability coverage to low and no income for the elderly. Additionally, the SSI program provides benefits in certain instances to children with disabilities. In order to qualify for the programs, applicants first must prove they are either blind or have a disability that will prevent them from working for more than a year or lead to their death. From there, the programs split in how they qualify applicants based off prior work experience and a current financial status, among other factors. The coverage recipients receive also allows them to earn additional income that can, in set circumstances, be taxed.

Fast Facts

  • Federal SSI coverage is the same nationwide, but some states add on more benefits
  • When applying for disability coverage, applicants must be ready to supply a litany of personal information about their health and finances, among other things

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